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Caring for a special needs child, now and after you're gone

Loving parents in Massachusetts and elsewhere worry about their children with physical and/or mental disabilities, and understandably so. Caregivers wish they could live forever, standing resolutely beside their loved ones and helping them face and conquer every challenge.

That is simply not meant to be the case, of course. Parents do ultimately pass, most often with their children having many years of life still ahead of them.

Given that reality, it makes strong sense for parents of special needs children to timely consider and implement strategies that have proven their worth and effectiveness as long-term planning vehicles.

Specifically, and as we note on a relevant page of our estate planning website at the Andover Law Offices of Kimberly Butler Rainen, special needs planning with a trust component "can ensure lifetime care and quality of life for children for disabilities."

That assertion obviously begs a very direct and pointed question; How?

An experienced estate administration attorney can work closely with caregivers -- most often parents -- on important matters such as guardian selection, trust creation and the appointment of a trustee.

When appropriate (which it often is), a special needs trust is often an ideal vehicle for ensuring that a beneficiary will have access to funds throughout life for necessities and other things, while at the same time remaining eligible for various government benefits that can be exceedingly valuable.

Because trust funds are managed by the trustee and legally deemed to be under the trustee's control, they are not counted as a beneficiary's assets, meaning that they can be applied on the beneficiary's behalf without there being any risk of resulting ineligibility for government programs.

There is obviously much to know about special needs trusts. An estate administration attorney who has a deep well of experience in working with this singular estate planning tool can provide relevant information.

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The Law Offices of Kimberly Butler Rainen
21 Central Street
Andover, MA 01810

Phone: 978-494-6730
Phone: 978-409-1928
Fax: 978-849-8212
Map & Directions

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We are in a 1700s Colonial located on the intersection between Brook Street, Central Street and Essex Street in historic downtown Andover, Massachusetts. The parking lot entrance is located on Brook Street, which is a one-way. From Central, turn down Essex Street. Before reaching the railroad tracks, when you see the St. Augustine Church on your right, take a sharp left turn on to Brook Street, which will turn you back toward Central Street. As you ascend the hill back toward Central Street, you will see large stone pillars on either side of the entrance to our parking lot. We have assigned parking spaces numbered 7 and 10.

From the parking lot, you may take the stairs located on the rear, left-side of the building up to the garden area, where the foyer entrance to our office is located. You can also follow the sidewalk on Brook Street up to Central Street, walk along Central Street past the main house entrance (with a wrought iron gate across the walk way) to an opening in the wrought iron fence, in to the garden area where the foyer entrance to our office is located.